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I totally agree on the moving out part.
You feel alot better about yourself and become much less of a bitter person. Sense of accomplishment I guess.
I'm 21, and there was a time where I was around 13k in debt (student loans) and credit cards and debts.
I moved out, created a life for myself and still managed to do it all on my own even with the debt.
But then again you can't force any of this on him, let him find his path, and just be nothing but nice and supportive no matter what, and after a while when he catches on that he's got no reasons to be an asshole to you, he'll feel like an asshole and hopefully change.
Best of luck.
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RIP Gov 
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